Monday to Friday, 9.00am to 4.30pm
Use our Personal Loan Calculator to compare your options.
| Features | New Car | Secured | Unsecured |
| Interest Rate | 6.89% p.a. | 10.89% p.a. | 13.89% p.a. |
| Comparison Rate | 7.26% p.a. | 11.27% p.a. | 15.63% p.a. |
| Minimum amount | $15,000 | $5,000 | $5,000 |
| Maximum amount | $180,000 | Subject to application | Subject to application |
Loan amounts and repayment terms
| Loan Period | Up to 7 years | Up to 7 years | Up to 6 years |
| Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly |
| Repayment Options | - Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
Repayments and redraw options
| Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
| Variable and lump sum repayments | Yes | Yes | Yes |
| Early repayments without penalty | Yes | Yes | Yes |
| Free Loan redraw | Yes | Yes | Yes |
| Monthly account keeping/service fees | $0 | $0 | $0 |
Fees
| Automatic repayments (payroll) | Yes | Yes | Yes |
| Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
Personal Loan Calculators
Car Loan
We'll look at your income and expenses to see how much you may be able to borrow to buy your dream car.
Secured Personal Loan
Simply enter your loan amount, loan type, payment frequency, loan term and expected interest rate into our loan repayment calculator to get a better idea of what your expected loan repayments may look like.
Unsecured Personal Loan
To calculate your monthly instalment if you would like to borrow more than $2,000 for any worthwhile purchase.
Latest news and articles
Stay up-to-date with our latest news and articles to help you along the way
Australian Government 5% Deposit Scheme
Bank Orange becomes a participating lender in the Australian Government 5% Deposit Scheme
Watch out for scam comparison websites
While scam websites can appear convincing at first glance, there are some tell-tale signs that something isn't quite adding up.
Scam alert - Ghost stores EOFY
Stay alert this EOFY sales season. Learn how to spot ‘ghost store’ scams, protect your data, and shop safely online.
Scammed or nearly scammed? How to report – and why it matters
Scams remain an ongoing challenge in Australia, with more than $334 million reported losses in 2025.
5 myths around financial hardship assistance
If you’re struggling to keep up with repayments, it’s important to know that you’re not alone and there are options available to help
