Fixed Rates are subject to change up until loan settlement. Rate lock is a feature which can guarantee your fixed interest rate for your chosen fixed rate term and protect you against rate rises for 90 days.
Whether you require support in budgeting, financing, or comprehending the intricacies of the home buying procedure, we stand ready to assist you at each stage, enabling you to make well-informed choices. Reach out to us today to initiate the journey toward your dream home.
Owner Occupier | Investment | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
1 Year Fixed | 5.94% p.a. | 7.30% p.a. | 5.94% p.a. | 7.30% p.a. |
2 Year Fixed | 5.69% p.a. | 7.11% p.a. | 5.69% p.a. | 7.11% p.a. |
3 Year Fixed | 5.79% p.a. | 6.99% p.a. | 5.79% p.a. | 6.99% p.a. |
Home Loan |
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Deposit required : | 5%* |
Establishment fee : | $155 |
Valuation fees included within establishment fee : | No |
Ability to increase loan amount (Loan Top Up) : | Yes |
Additional repayments accepted : | Yes |
Annual fee : | $0 |
Can be used for building : | Yes |
Early repayments without penalty : | Yes |
Easy to apply for loan : | Yes |
Discharge fee : | $200 |
Interest charges : | Calculated daily, charged monthly |
Interest only repayments (up to 5 years) : | Yes |
Loan term : | up to 30 years |
Maximum Loan-to-Value ratio : | 95%* |
Minimum amount : | $20,000 |
Maximum amount : | Subject to application |
Minimum term (years) : | 1 |
Maximum term (years) : | 30 |
Mortgage offset : | Yes |
Partial split loan : | Yes |
Rate term : | 1, 2 or 3 years |
Repayments : | Monthly, Fortnightly, Weekly |
Redraw facility : | Yes |
Redraw fee : | $0 |
Suitable for vacant land : | Yes |
Repayment options : | Payroll deduction, Periodical payment, Internet banking |
Switching fee : | $250 |
Variable and lump sum repayments : | Yes |
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Special offer rate and establishment fees waived for eligible owner-occupied home loans with principal and interest repayments.
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