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Home Loans

Product Features:

Home Loan
Included in Relationship Rebate : Yes
Deposit required : 5%*
Establishment fee : $155
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : Yes
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : Yes
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%*
Minimum amount : $30,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : No
Partial split loan : No
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : Yes

Product Features:

Home Loan
Included in Relationship Rebate : Yes
Deposit required : 5%*
Establishment fee : $155
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : No
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : No
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%*
Minimum amount : $30,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : Yes
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : No

Product Features:

Home Loan
Included in Relationship Rebate : Yes
Deposit required : 5%
Establishment fee : $155
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : Yes
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : Yes
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%
Minimum amount : $30,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : Yes
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : Yes

 

  • 1

    Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation).

  • 2

    Interest only repayments are only available for construction purposes on this product.

  • 3

    Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation)

  • 4

    Credit eligibility criteria, terms and conditions, fees and charges apply. Orange Credit Union T/A Bank Orange AFSL/Australian Credit Licence 240768

  • 5

    Additional repayments of up to $10,000 per fixed term accepted

  • 6

    This information has been prepared without taking into account your objectives, financial situation or needs. You should consider whether this product is appropriate for you. A Target Market Determination for this product is available at by contacting Bank Orange on 02 6362 4466 or info@bankorange.com.au