Bank Orange is pleased to advise that we will be passing on the full 0.25% cash rate decrease to members on our variable rate home loan products.
This rate change will be effective from Monday 25 August 2025
Product Information
Product Summary Style
All Purpose Savings
This is an everyday account for general spending.
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Interest rate0.00 % p.a.
Features & fees
Product Summary Style Excluding Rates
All Purpose Savings
This is an everyday account for general spending.
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Interest rate0.00 % p.a.
Features & fees
Product Summary with image
(Optional App style)
Bonus Saver Account
An account designed to save your money faster by awarding bonus interest in addition to base interest, when you deposit at least $50 each month and make no withdrawals.
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up toInterest rate3.50 % p.a.
Features & fees
Featured Product Summary Box
Budget Account
This is a planned savings account to pay regular bills. The Budget Account is a way to keep your budget funds separate from your everyday spending account.
- Interest calculated daily, paid quarterly
- $0 account keeping fees
- No minimum deposit or withdrawal
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Interest rate0.00 % p.a.
Featured Product Summary Box excluding rates
(Optional App style)
Kids Super Saver
Help secure the future for the child in your life with our new and improved Kids Super Saver.
- Interest calculated on the minimum monthly balance, paid quarterly
- No account keeping fees
- On-call savings account
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Interest rate3.00 % p.a.
| Interest Rate | Comparison Rate | |
| Product Name | From 5.54% p.a. | 5.60 % p.a. |
Interest Rate (number only styled)
Comparison Rate (number only styled)
Interest & Comparison Rate with descriptive text
Interest & Comparison Rate with descriptive text - variant
Rate variant dropdown
Product Features
Product Features:
Home Loan |
|
|---|---|
| Included in Relationship Rebate : | Yes |
| Deposit required : | 5%* |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | No |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | No |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95% |
| Minimum amount : | $30,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | No |
