Use our Personal Loan Calculator to compare your options.

Features New Car Secured Unsecured
Interest Rate 7.39% p.a. 11.39% p.a. 14.39% p.a.
Comparison Rate 7.74% p.a. 11.75% p.a. 14.76% p.a.
Minimum amount $15,000 $2,000 $2,000
Maximum amount $180,000 Subject to application Subject to application

 

Loan amounts and repayment terms

Loan Period Up to 7 years Up to 7 years Up to 6 years
Repayments Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly
Repayment Options - Payroll deduction
- Periodical payment
- Internet Banking
- Payroll deduction
- Periodical payment
- Internet Banking
- Payroll deduction
- Periodical payment
- Internet Banking

 

Repayments and redraw options

Interest Charges Calculated daily, charged monthly Calculated daily, charged monthly Calculated daily, charged monthly
Variable and lump sum repayments Yes Yes Yes
Early repayments without penalty Yes Yes Yes
Free Loan redraw Yes Yes Yes
Monthly account keeping/service fees $0 $0 $0

 

Fees

Automatic repayments (payroll) Yes Yes Yes
Easy to apply for loan Phone, Online, Branch Phone, Online, Branch Phone, Online, Branch

Personal Loan Calculators

Car Loan

We'll look at your income and expenses to see how much you may be able to borrow to buy your dream car.

Secured Personal Loan

Simply enter your loan amount, loan type, payment frequency, loan term and expected interest rate into our loan repayment calculator to get a better idea of what your expected loan repayments may look like.

Unsecured Personal Loan

To calculate your monthly instalment if you would like to borrow more than $2,000 for any worthwhile purchase.

Latest news and articles

Stay up-to-date with our latest news and articles to help you along the way

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  • 1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate