Monday to Friday, 9.00am to 4.30pm
Members please be advised the branch and call centre will be closed Monday 4 August for the Bank Holiday.
A reminder both Internet Banking and our Mobile App are available to access your money, anywhere, anytime.
Use our Personal Loan Calculator to compare your options.
| Features | New Car | Secured | Unsecured |
| Interest Rate | 6.89% p.a. | 10.89% p.a. | 13.89% p.a. |
| Comparison Rate | 7.26% p.a. | 11.27% p.a. | 15.63% p.a. |
| Minimum amount | $15,000 | $2,000 | $2,000 |
| Maximum amount | $180,000 | Subject to application | Subject to application |
Loan amounts and repayment terms
| Loan Period | Up to 7 years | Up to 7 years | Up to 6 years |
| Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly |
| Repayment Options | - Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
Repayments and redraw options
| Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
| Variable and lump sum repayments | Yes | Yes | Yes |
| Early repayments without penalty | Yes | Yes | Yes |
| Free Loan redraw | Yes | Yes | Yes |
| Monthly account keeping/service fees | $0 | $0 | $0 |
Fees
| Automatic repayments (payroll) | Yes | Yes | Yes |
| Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
Personal Loan Calculators
Car Loan
We'll look at your income and expenses to see how much you may be able to borrow to buy your dream car.
Secured Personal Loan
Simply enter your loan amount, loan type, payment frequency, loan term and expected interest rate into our loan repayment calculator to get a better idea of what your expected loan repayments may look like.
Unsecured Personal Loan
To calculate your monthly instalment if you would like to borrow more than $2,000 for any worthwhile purchase.
Latest news and articles
Stay up-to-date with our latest news and articles to help you along the way
Interest Rate Update: Variable Rates Reduced by 0.25% from 2 June
Interest Rate Update: Variable Rates Reduced by 0.25% from 2 June We’re pleased to announce that effective 2 June 2025, variable interest rates across our home and personal loan products will be
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Bank Orange is excited to partner with Westfund
Health insurance that doesn't just do its job, but adds an extra level of care to its members.
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