Monday to Friday, 9.00am to 4.30pm
Members please be advised the branch and call centre will be closed Monday 4 August for the Bank Holiday.
A reminder both Internet Banking and our Mobile App are available to access your money, anywhere, anytime.
Features | New Car | Secured | Unsecured |
Interest Rate | 6.89% p.a. | 10.89% p.a. | 13.89% p.a. |
Comparison Rate | 7.26% p.a. | 11.27% p.a. | 15.63% p.a. |
Minimum amount | $15,000 | $2,000 | $2,000 |
Maximum amount | $180,000 | Subject to application | Subject to application |
Loan amounts and repayment terms
Loan Period | Up to 7 years | Up to 7 years | Up to 6 years |
Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly |
Repayment Options | - Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
Repayments and redraw options
Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
Variable and lump sum repayments | Yes | Yes | Yes |
Early repayments without penalty | Yes | Yes | Yes |
Free Loan redraw | Yes | Yes | Yes |
Monthly account keeping/service fees | $0 | $0 | $0 |
Fees
Automatic repayments (payroll) | Yes | Yes | Yes |
Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
Interest Rate Update: Variable Rates Reduced by 0.25% from 2 June We’re pleased to announce that effective 2 June 2025, variable interest rates across our home and personal loan products will be
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Health insurance that doesn't just do its job, but adds an extra level of care to its members.
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1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate