Waived Establishment Fee
Lock in certainty. Save upfront.
Secure your future with a competitive 4.89% fixed rate for two years - a 0.20% discount on our 2 Year Premium Fixed Rate- and enjoy no establishment fee, saving you upfront and ongoing.
4.89
%
p.a.
Interest rate
5.55
%
p.a.
Comparison rate
Why choose our 2 Year Premium Fixed Special Rate offer?
Don't know where to start?
Not sure where to begin? Our local Lending Specialists are ready to help.
From budgeting and financing to understanding the home buying process, we're here to provide clear, practical support every step of the way. Get in touch today and make confident, informed decisions about your next move.
| Premium fixed home loan | Owner Occupier | |
| Principal & interest | Interest rate | Comparison rate |
| 2 Year | 4.89% p.a. | 5.55% p.a. |
Product Features:
Home Loan |
|
|---|---|
| Included in Relationship Rebate : | Yes |
| Deposit required : | 5%* |
| Establishment fee : | $0 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | No |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | No |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | No |
| Interest only repayments (up to 1 year) : | |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95% |
| Minimum amount : | $30,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | Fixed |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | No |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | No |
Compare all our rates and fees
Find out all the latest rates and fees for our Home Loans.
Calculators
Borrowing power
We'll look at your income and expenses to see how much you may be able to borrow.
Loan repayments
Get a better idea of what your expected home loan repayments may look like.
Stamp duty calculator
Use our stamp duty calculator to estimate the stamp duty costs on your property.
Latest news and articles
Stay up-to-date with our latest news and articles to help you along the way
Last-Minute Winter Getaways in Australia:
Where to Go & How to Plan
Carve It Up: Your Ultimate Guide to Ski & Snowboard Season in New Zealand
If you're dreaming of fresh powder, jaw-dropping alpine scenery, and slopes that’ll test your skills (or help you find them), New Zealand is calling. From June to October, the Land of the Long White Cloud transforms into a snow lover’s paradise—just a short hop across the ditch for Aussie adventurers. Whether you’re a seasoned skier, a snowboarding junkie, or a curious first-timer, here’s everything you need to know before you hit the Kiwi slopes.
Plan Your Dream European Summer: Top 5 Destinations for Aussies
As the Aussie winter sets in, there’s nothing better than escaping to the sun-drenched streets, stunning beaches, and historic landmarks of Europe. Whether you’re chasing culture, cuisine, or a coastal paradise, here are the top five European summer destinations Australians should have on their radar for 2025.
Bank Orange is excited to partner with Westfund
Health insurance that doesn't just do its job, but adds an extra level of care to its members.
Bali Travel Guide
There’s so much to love about Bali. Without having to travel too far from Australian shores, Bali serves up a rich cultural experience with something for everyone.
